MANALU, N.; PANJAITAN, A. K.; NAINGGOLAN, B. R. M.; SITUMORANG, D. M. The Influence of Financial Literacy, Financial Inclusion, Internal Control, and Financial Performance on the Decision to Use QRIS among MSMEs in Medan City . International Journal Of Economics Social And Technology , [S. l.], v. 4, n. 1, p. 30–39, 2025. DOI: 10.59086/ijest.v4i1.599. Disponível em: https://jurnal.risetilmiah.ac.id/index.php/ijest/article/view/599. Acesso em: 19 apr. 2025.