JATMIKO, B. Operational Efficiency, Capital Adequacy, and Profitability: A Case Study of Central Java’s Regional Development Bank . Balance : Jurnal Akuntansi dan Manajemen, [S. l.], v. 4, n. 1, p. 137–148, 2025. DOI: 10.59086/jam.v4i1.661. Disponível em: https://jurnal.risetilmiah.ac.id/index.php/JAM/article/view/661. Acesso em: 27 jul. 2025.